TERMS OF USE:
PLEASE READ CAREFULLY BEFORE USING
THIS SITE
The materials on this Web site are
provided by Insurance Service Net Inc. (ISN) for informational
purposes only. Copies may be downloaded subject to the provisions below. By
downloading from this site, you agree to these terms. If you do not accept these
terms, do not use this site and do not download any materials from
it.
TRADEMARK
INFORMATION
ISN’s trademarks
include the names Insurance Service Net, InsuranceServiceNet.com, ISN, (All
other brands and names are the property of their respective owners.) Thus
unauthorized use of ISN trademarks is prohibited.
OWNERSHIP OF SITE
MATERIALS
Unless otherwise noted, all text, images, graphics and
other materials on this site are subject to the copyrights and other
intellectual property rights of ISN. You may download materials found on
ISN's site only as set forth. Any unauthorized use of materials may
violate copyright, trademark and other laws.
SINGLE COPY LICENSE
You may download and/or print one copy of the materials on
a ISN site on a single computer solely for your own personal or
internal non-commercial use within your organization. Permission is granted to copy
and freely distribute ISN newsletters in their entirety without changes.
This is a non-transferable and non-exclusive limited usage license (and not a
transfer of ownership) and you may not (a) decompile or reverse engineer any
software materials, (b) remove any copyright or other proprietary notices, (c)
sell or rent the materials, or (d) create any derivative works for any public or
commercial purpose or otherwise modify the materials. Any software, including
demonstration software, will be subject to additional license terms accompanying
the software. Any use, reproduction or distribution of such software not in
compliance with those additional licensing terms is prohibited. Pages on this
site that require a password or access code are restricted to authorized
users.
DISCLAIMER
While ISN uses its best efforts
to make accurate postings on its sites, from time to time errors will
occur. ISN therefore does not guarantee the accuracy or completeness of the materials.
Note that there may be differences between the print and the electronic versions
of news articles available through this site. If you discover any item which
you believe may be in error, please contact us about it. ISN publications,
including materials available through this site, are designed to provide
accurate and authoritative information in regard to the subject matter covered.
Such materials are provided with the understanding that ISN, as the
publisher, is not engaged in rendering legal, accounting or other professional
service. If legal advice or other expert assistance is required, the services of
a competent professional person should be sought. Other than for orders by
parties with pre-existing written purchasing agreements with ISN, all
orders for products or services placed through this site are subject to
ISN's then current terms and conditions for such products and services.
Copies of those terms will be furnished upon request. ALL MATERIALS ON
THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR
IMPLIED, AND ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS,
ARE EXCLUDED AND DISCLAIMED. IN NO EVENT WILL PREMIUMWARE BE LIABLE FOR ANY
DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS,
LOSS OF REVENUE, BUSINESS INTERRUPTION OR LOSS OR DAMAGE TO DATA) ARISING OUT OF
THE USE OF THIS SITE OR ANY MATERIALS APPEARING ON ITS PAGES, EVEN IF
PREMIUMWARE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER A CLAIM
IS ASSERTED IN CONTRACT, NEGLIGENCE, TORT OR OTHERWISE.
USER SUBMISSIONS
To the extent ISN offers chat
rooms or interactive forums, ISN disclaims any responsibility for the comments
of individual users. All participants are expected to observe normal
commercial standards of behavior, however, and any user violating those standards may
be barred from further participation. All user submissions to ISN,
either through this site or via e-mail, will be considered non-confidential
and non-proprietary. Users may not submit copyrighted or confidential
information belonging to another party without the express permission of the owner of
such material and without identifying it as such. Users should note that any
material or communications submitted by users (whether in original or edited form) may
be republished, copied or otherwise used commercially or non-commercially
by ISN without compensation and with or without attribution.
PERSONAL DATA/USER
COMMUNICATIONS
ISN's
policies with respect to user identification data, user comments, and the use of
cookies are described in ISN's Privacy Policy Statement.
LINKS TO THIRD PARTY
SITES/ADVERTISEMENTS
As a convenience for our users, ISN sites may contain links to third
party sites. These third-party sites are not under the control of ISN and ISN
is not responsible for the content or accuracy of those sites. With the
exception of the content of Web sites identified as being co-sponsored by
ISN, the provision of a link and/or the display of an advertisement is
not to be interpreted as an endorsement of the site, its sponsor or its
products. The user assumes all risk of accessing third party sites, including
responsibility for reviewing the terms of usage and privacy policies of those
sites.
APPLICABLE LAWS
This site is based in the United States of America.
Access to materials, including product orders, is subject to U.S. export control
laws. Users who access this site from other countries are responsible for
compliance with applicable local laws. Access from locations where the site
content is restricted or illegal is prohibited.
INQUIRIES
Questions as to the usage of this site or requests
for special licenses should be directed to ISN.
GENERAL
ISN reserves the right to revise these terms at any
time by updating this posting. Even though you may have visited this site
before, any access is subject to the then current terms and you are responsible
for checking for any updates.
